My Path to Homeownership

Your personal savings plan to homeownership — from first dollar to closing day.

Your Dream Home

Target Home Price

Down Payment (%)

Down Payment ($) $20,000

Closing Costs (%)

Closing Costs ($) $12,000

Reserve Cushion ($)

Est. Mortgage Rate (%)

Total Cash Needed Today $37,000

Your Timeline

Months Until Purchase

Home Appreciation (%)

Adjusted Home Price —

Adjusted Cash Needed —

Your Situation

Current Savings ($)

Current Monthly Rent ($)

Est. Future Payment (P+I) —

P+I only. Does not include taxes, insurance, or PMI.

Practice-Payment Gap $1,300/mo

Current Monthly Savings ($)

Paycheck Frequency

Per Paycheck Savings —

Your future housing payment is $2,800 and your current rent is $1,500. That means your practice-payment gap is $1,300/month. Learning to save that difference is a strong signal you are ready for this payment.

Savings Strategy

Ramp-Up Style

How do you want to increase your savings over time?

Aggressive

Ramp up fast. Bigger increases sooner. Best if you can stretch hard.

Moderate

Smooth and steady. Balanced increases over time.

Passive

Slow start. Lighter increases early, catches up later.

Where Will You Save?

Expected Annual Return (%)

Custom Name

Your Plan

YOUR HOMEOWNERSHIP PLAN

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Plan Summary

Cash Needed

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Monthly Target

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Projected Balance

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Verdict

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Your Additional Savings Schedule

What If You Saved Differently?

Deal Summary

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