Mortgage Calculator

Your true monthly payment — principal, interest, taxes, insurance, and HOA — plus the full amortization schedule.

The Loan

Home Price

Down Payment (%)

Down Payment ($) $90,000

Loan Amount $360,000

Interest Rate (%)

Loan Term (years)

Principal & Interest $2,275

The Real Payment

Property Tax (% / yr)

Property Tax ($ / mo) —

Home Insurance ($ / yr)

HOA / Condo Fee ($ / mo)

PMI (% of loan / yr)

PMI ($ / mo) —

PMI drops off once you reach 20% equity.

Full Monthly Payment —

Pay It Off Faster

Extra Principal ($ / mo)

New Payoff —

Time Saved —

Interest Saved —

Total Interest (life of loan) —

Total of Payments —

Loan Paid Off —

Your full monthly payment is the number that actually hits your bank account — principal and interest plus taxes, insurance, PMI, and any HOA fee. Lenders qualify you on this, not just principal and interest.

Your Plan

YOUR MORTGAGE

Enter your numbers above to see your full payment and payoff plan.

Payment Summary

Principal & Interest

—

Full Monthly Payment

—

Total Interest

—

Payoff

—

Year-by-Year Amortization

Deal Summary

Enter your numbers above to see a plain-English breakdown.